For the 30 year fixed, 15 year fixed and 5 year arm: rate & term, primary residence, $250,000 loan amount, 80% LTV, Fico 740 or higher, 1% origination fee and loan closes in the middle of the month, rates subject to change.

Jumbo 5 year arm, rate & term, primary residence, $1,500,000 loan amount, 70% LTV, Fico 700 or higher, .5% origination fee and loan closes in the middle of the month, rates subject to change.

Montana License: #830
Idaho License: #6666