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Debt Elimination One Step At A Time Financial mismanagement and overwhelming debt can cause personal grief and strain family relationships. Here's how to tackle the problem one step at a time.Stop Creating More DebtWhether you make a thousand dollars a day or a thousand dollars a month, problems occur when you spend more money than you earn. Cut up your credit cards. Start paying for everything in cash. Avoid expensive purchases. Do what you have to do, just stop spending money. Watch out for the little things; a cup of coffee here, a donut there... those items can add up quickly. Work at changing your spending habits, and you'll achieve debt freedom that much faster.Free Up Some Of Your EarningsOnce you've stop taking on more debt, it's time to look at freeing up some cash to pay down the existing debt. Most people have trouble with this because they have little cash to spare and don't know where to start. Every situation is different and everyone has their own personality. Here are some suggestions to open up your mind to other possibilities.First you could be even more aggressive with your budget so that you in fact spend less than you...more
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Five Reasons to Purchase Perforated Paper Perforated paper is just like any other paper, right? Wrong. There are a variety of applications that can benefit from the use of perforated paper over regular or even pre-punched paper....more