3 Practical Strategies For Saving Income

Many people aren't aware of all the ways money slips through their fingers

, and they're not sure why they never seem to have enough. If you can learn to pay attention to your money spending habits, and make a few changes, you'll be surprised at how much you can save every month. The following are a few effective ways you can save money and have more control over your finances.

It's fun to travel and take vacations but doing those things is also quite expensive; staying home saves money. Try not to view this as a sacrifice since your town or city probably has plenty to do that you will find enjoyable but you simply rarely have time to actually do it. Your kids, if you have them, might enjoy visiting the theme parks that are within driving distance of your home. Play tourist and take in the major sights and sounds of your city. In addition to getting better versed in your local space, you will avoid the stress of traveling like airport security, long lines, etc. While, if you can afford to do so, taking trips can be very enjoyable, staying home allows you to have just as much fun without spending all of that money. Another big expense most don't think about is your phone bill. Many of us nowadays don't have just one phone but up to three or more including cells, home phones and maybe ever Skype phones. If you can cut this down to a single account you will spend less, a lot less. A pay as you go plan is usually the best cell phone idea that you should consider. That way you can avoid paying for minutes you aren't using. One other thing to consider with your cell phone is you text usage, either get rid of it completely or severely reduce your usage. If you like to type messages back and forth, do it online, where it's a lot cheaper.

Hair is another expense that can be significantly reduced. One way to reduce this expense is to switch salons to one that is less expensive. One example of this is to try a cosmetology school for your style needs they are often less expensive because the students need the practice. You can also save a bundle by cutting your own hair if you have the gumption to learn how. If you have a family, you or someone else could be the hair stylist of the family and cut everyone's hair, which would really save a lot! You will save money by buying generic hair care products when compared with name brand products. In summary, when you want to save money it is good to keep your eyes open for opportunities to save. Just face it: everywhere you go and in everything you do, someone is going to try to get you to spend money. You should at least spend some time thinking about this and making sure that you actually need something before you open your wallet. You've learned a few ways to save money in your bank account but try to remember that even small or basic expenditures can really add up.

by: Winston Pfrogner

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