8 Super Sneaky Car Buying And Car Financing Tactics!

Buying a car is not something that most of us do every day

, and it is easy to feel that youre missing out on some of the nuances of the process. In fact, it can be very easy to feel like youre being taken for a ride when buying a new car or organising car finance! Today we go beyond tips like make a budget and read your terms and conditions, finding the super sneakiest tactics for getting a great price on your new car and a great deal on your car finance.

1.Discuss it in private!

If your new car purchase is a joint decision between you and your spouse, never discuss it in front of the car seller. Theyll pay you off against each other, which wont be in the best interests of your wallet or your marriage. Always say, Can we have a moment alone to discuss this?, or simply tell them youll be back tomorrow!

2.Pre-arrange finance

If you have your car finance pre-approved before you arrange the actual car purchase, you know that the dealer wont be able to sneak in difficult-to-detect fees and charges in order to make a profit on something other than the car sale youll KNOW youre getting a good deal.

3.Consider trade-ins last

Dont give the salesman an extra point of flexibility in his negotiations! If you have a potential trade-in, discuss it AFTER the new cars price is settled. Better yet, sell your car privately yourself this will almost always get you more cash in hand.

4.Dont tell them what you think

Car salespeople are trained to get around just about every objection under the sun. They do not hear the word No. So, dont say anything about what you think about any of the cars. Ignore their questions along these lines, and simply ask them what you need to know.

5.Write down their answers

Writing down a salespersons answers to these questions lets them know that they are now accountable for what they tell you so it better be able to stick! However it is easily justifiable simply tell them you want to remember what they said when youve gone home to think about it.

6.Never give away your budget

Tell a car salesperson your budget, and they wont go an inch below it. Dont tell them, and you could get even more off the sticker price than you thought possible.

7.Think third party

Any extra services that dealers kindly offer, such as extended warranties, repair and servicing agreements or in-house liability insurance are inevitably more expensive than purchasing from a third party. Shop around for everything; dont let a seemingly low-priced package of service fool you.

8.Think in terms of life-of-loan payments

There are plenty of tactics that in-house car finance companies use to make a monthly payment seem attractive, when it will actually cost you far more than any other option. So dont tell them that you want a low monthly payment theyll give it to you, but it will come at a cost!

by: belindadarling

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