8 Ways To Cut Insurance Cost For Teen Drivers

Here's more timely information you can use to save money...from the Raleigh Real

Estate team of Rick Freeman and Amy Davis at Allen Tate in the Triangle.

8 Ways To Cut Insurance Cost For Teen Drivers

---Raise your comprehensive and collision deductibles to at least $1,000, which lowers your premiums and prevents you from filing small claims that could jeopardize a claims-free discount.

---Drop collision and comprehensive coverage entirely on older cars that are worth little more than the deductible.

---Get a safe car. Having your child drive a safe car will help you sleep easier and keep your auto insurance rates under control, too.

---Encourage your children to get good grades. Most insurers offer a big discount for young drivers who maintain at least a B average in high school or college.

---Tell your insurer if your child goes away to college. If your child goes to school more than 100 miles away and doesnt take a car, you can usually get a big break on your premiums but still have coverage when he or she comes home for vacation.

---Ask about other discounts for teenage drivers. Some insurers offer discounts for driver-safety programs, cutting costs if the children take a special class, watch a DVD, or read a driver-safety book and take a test.

---Make the most of multi-policy discounts. Youll usually get a break on your auto insurance and your homeowners insurance if you keep both policies with the same company.

---Shop around. Some insurers offer much better deals than others for teenage drivers, so its important to compare costs.

The Freeman/Davis Home Team can save you money in a number of ways, including your insurance when we introduce you to our insurance partner Meredith Owen with Allen Tate Insurance.

When the time is right for you to consider a real estate sale or purchase, visit our website. For wonderful opportunities on Raleigh Homes for sale, visit www.HomeSearchRALEIGH.com.

by: Rick Freeman

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