A Few Suggestions Relating To Insurance Coverage For Vintage Cars
Digital breakthroughs have prompted the planet we live on to become a very fast-paced rat race
. These days there's hardly any time to stop and smell the roses much less cultivate an appreciation for the paraphernailia of days gone by. Thankfully, there are still a couple of folks around who make an effort to try to preserve things from the past and classic car enthusiasts are one such kind of person.
Even though there's no strict rule with regards to what age a car has to be to be regarded as being 'classic', the general rule of thumb is that it should be at least two decades old to be eligible. However, most of the antique cars which you find at classic automobile shows are noticeably ancient because they date back to the earlier part of the 1900s. It isn't often you see one of these old girls on the road but when you do you can be sure that they are covered by some kind of classic car insurance.
If you are lucky enough to be the proud owner of a vintage automobile then you'll most probably know that it is not similar to keeping a late-model car in your car port. The focus with an antique automobile is really on upkeep and maintenance as opposed to using it as a means of transportation and if you take it for a " spin " once a month chances are it will be a lot. This doesn't mean you aren't going bother to insure it, however, only that the insurance cover you do buy for your vintage car is going to be slightly dissimilar to the cover you have for the motor vehicle you use every day.
Even before you start looking for classic car insurance you ought to determine if the old car you have is in fact a collectible automobile or if it's merely significantly older than the average. Rarity is one way to determine this because, as you will probably find, the fact that a car is over twenty-five years old does not inevitably suggest that it's a vintage collectible.
Normal car insurance policies usually permit more than one vehicle to be protected under the same policy. This is great if you and your partner and maybe even young people still residing under your roof possess cars because it can work out less expensive than covering each car separately. However, if you possess a classic car you actually want to get separate cover for it. This is because mileage is usually factored into the price of the monthly premiums on most motor insurance plans.
Classic cars aren't usually driven a great deal, if at all, hence you don't need a plan that's considering average mileage. In reality, classic car insurance plans tend to be cheaper for this reason. If you do, in fact, use your vintage car for the purpose of, say, once in a while chauffeuring brides to wedding ceremonies, for example, then you might want to acquire a policy where you only pay for the number of kilometres you drive.
The abovementioned pointers are but a few of the issues you ought to consider when protecting your vintage car hence it is wise to do your research in this regard to make sure that you acquire the right kind of coverage at an affordable price.
For more information about car insurance go to http://www.payasyoudrive.co.za
by: Neville Parmley
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