A Home Inspection Is Really A Must Previous To Closing On Your Homeowner Loan!

Younger people have to learn from their mistakes like I did about twenty plus years

ago when I closed on a homeowner loan before first having a home inspection conducted! Don't be trapped into thinking you can judge a book by its cover because the property looks fantastic on the outside. The last thing you want to take place after you move into your new home is replacing major items. My own bad experience had us buying a new HVAC unit and learning that the basement foundation was cracked and leaked when it rained.

Obtaining a home inspection performed by someone that you can trust is going to be something that you are very thankful for later. Home inspectors generally support their inspection for approximately a year, it does not help if you find out three years later that your roof is going bad. If we would have known this before closing on our homeowner loan we would have negotiated the replacement or at least a credit toward that. Having a home inspection may uncover things like a poor foundation that needs repaired soon and will cost an enormous amount of money when you do. Bailing water out of our basement was the way I found out how important a home inspection was prior to closing on our homeowner loan.

Mold spores is the new plague when it comes to buying a home. This better be something that your home inspection includes or you will be sorry. If you do not think it matters you are going to be stuck with your home forever if you find out later that it has some. If your home has any it will be like it has the plague. Should the home inspection discovers that the home has either mold or mildew then don't take another step, drop the contract and go onto another home. You will have only one option if you do discover it and that is to drop the agreement fast.

Tag along with the home inspector as they inspect your home. At this stage trust is not the issue it is only that you need to feel comfortable that they are looking at everything. When you are not certain what they are seeing, stop and ask questions. Be sure that they look at things like the AC system, the sewer and plumbing, the attic, underneath the home or basement, and everything else you can imagine? This is not a time to sit back and hope that they covered everything! Follow them around and verify with them.

Nothing in the world could make more sense than to assure yourself by having a home inspection that your home is going to be ok. Again, it is worth it for peace of mind. So as you get closer and closer to closing on your homeowner loan, do the smart thing and put this in as a contingency.

by: Gregory Covey

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