A Motorcycle Loan for You

When I grew up in L.A

When I grew up in L.A. as a kid I was intrigued by every thing that moved fast. Motorboats, bicycles, cars and trucks - anything using a motor was hugely interesting to me. The hills around our home were an unending source of enjoyment, whether I was on my bike, a skate board, or roller skates, but I always gazed in envy at people who went flying past me, propelled by more than leg power and gravity. Motorcycles were especially cool, I believed, and I often imagined the six-speed bike I got to ride was actually a motorbike. I would lower the seat in order to make the handlebars look higher up, like a Harley Davidson or a chopper, and make noises in my neck as I accelerated.

When I was a kid I could not have a motorbike because I wasn't old enough. Now that I've grown up I have been able to make my childhood dream come true, in fact I've possessed more than 1 motorcycle that would have made the kid me do a double-take if it went zooming by. But there are countless other people who, although they spent their youth with an identical fantasy, are still struggling to reach out and get hold of it. It is not age holding them back any more, it's a different type of problem altogether: money.

Everybody understands the greatest things in life don't come cheap, and motorcycles are surely not an exception. A good bike can set you behind more than ten grand, and not all of us have that much cash just lying around. Ten years may see you able to afford any motorcycle you want, but who wants to wait, getting old while they postpone their hopes and dreams? There is a way to get that dream bike in your garage now, whilst not having to pay for it until the cash shows up, however far down the road that might be. It is known as a motorcycle loan.

Just like a mortgage or the funding plan on your vehicle, a motorcycle loan enables you to have now what you wouldn't be capable to afford outright until later. Motorcycle loans are simple, easy to setup, and can often be set up with much lower interest rates than you may think. One way to do it is to simply make your way down to a bank and apply for however much your dream bike is going to be. But there is an even easier, more affordable solution. At Prosper, a peer-to-peer lending marketplace, greedy bankers are swapped out for honest people trying to help each other . The largest of its kind (with more than $180 million in loans and nearly 1 million members), Prosper specializes in small loans of $25,000 or less (perfect for something like a motorcycle loan). And because anybody with money can be a loan provider, all you have to do is ask for the amount you require and observe as thousands of eager lenders bid your interest rate down and down. Not only are credit requirements lower than at almost any bank, but you sometimes end up receiving the money almost with barely any interest.

So if you are someone who may be interested in at last finishing a long-held fascination, give Prosper a go. Don't have impressive credit? not a problem. Don't want to pay bank-level interest rates? Great. Want to setup a easy payment plan with people you can trust? You've discovered the place. It does not matter if it's a motorcycle loan or a small loan of any form, Prosper just may be your avenue to making your long-held expectation end up a reality. No more imagining that six-speed has a roaring engine - this time it's for real.

A Motorcycle Loan for You

By: Stephen Mercer

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