You need to prepare the list of expenses you might have to spend money against
, a structured settlement with installments will prove to be handy. You are left with the liberty of choosing the payment frequency, either on a monthly basis or thrice a year. It all depends upon your financial requirements. Receiving settlement in a lump sum manner is never advisable. This is because it will be difficult for you to organize money to fund your sudden foreign trip or vacation with your family.