The SR22 is a form that one needs to fill in so as to be able to provide proof that your car insurance is up to date
. The SR22 is usually filled in by the insurance company to guarantee that you have the requisite insurance that is required by the specific state that you live in.
The SR22 insurance is a mandatory requisite and all drivers are expected to have it. The SR22 insurance is about proof of financial responsibility that will allow your auto insurance company to file with the DMV for an auto insurance policy.
The DMV allows a person to get the privilege to drive only if they have fulfilled all the criteria including the SR22 insurance policy. There are several reasons why one needs to have an SR22 policy with them. In case a driver is booked for a DUI, then they do have to ensure that they have the SR22 with them so as to prove that the state will have minimum liability for them.
SR22 insurance is not a very expensive insurance and it costs one about $20 only for a one time fee. The other cost that is significant and that is linked to the SR22 is the main auto insurance. This will depend on the kind of vehicle and the person buying it. There are several ways in which one can go ahead and apply for the SR22 and one of them is to apply for it online. This will save you a whole lot of time and effort and ensure that you get the insurance policy delivered right to your doorstep. The thing that you need to do before you buy the policy is to check out the various options so that you end up paying less amount and get a good deal. There are some ways in which you can get the best of SR22 certificate deals.
Also, there are several reasons why you would need to file for an SR22. One of the main reasons is drinking and driving or driving while intoxicated and being a hazard to the others around you. The other reasons are if you are driving without insurance, having got too many tickets in a short span of time or had your driving license revoked or suspended.