All You Need To Know About College Grants

You graduate from high school and enroll in college - only to discover that it was easier living with your parents

. Living expenses soon take a toll on your wallet and your life. Many college students have heard about grants, but do not take the time to research them.

With effort on your behalf, grants can be an excellent source of educational funding. There are four categories of college grants that are available:

Student-specific usually pertains to non-traditional, low-income, and disadvantaged students who are anywhere from the high school to doctoral educational levels.

Subject-specific college grants are grouped according to subject, such as health, education, or engineering. Some subject specific-grants are meant to stimulate additional enrollment in fields that are under-represented.

Degree level college grants are for students who are at a certain level in their program towards their degree.

Minority college grants are for those who are considered to belong in a minority, such as the disabled, African Americans, Native Americans, and women. As a rough rule of thumb, many people believe that "a minority is anyone that is not a white man."

In order to find the best grant for you, you must conduct appropriate research. With the many specific requirements and deadlines grants have, the earlier you begin your research, the more likely you can obtain the best grant for your circumstances.

Consider your specific academic situation, and find the grants that may apply to you. Research for grants in your degree, your school year, and any disadvantaged / minority group for which you qualify. Not only are there a plethora of online research databases, but your university and department's academic counseling office can provide you with grant information.

Although researching and applying for grants takes time, the financial rewards are certainly worth the effort.

by: Chintan Shah

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