Ask An Orlando Bankruptcy Attorney

Ask An Orlando Bankruptcy Attorney

Ask An Orlando Bankruptcy Attorney

Ask any Orlando bankruptcy attorney. The answer will be the same. Business is up, in most cases, for your average Orlando bankruptcy attorney, in double digits. For virtually every Orlando bankruptcy attorney the rush of people shows no sign of slowing. Many people waiting their turn with their attorney are first timers. They were, until recently, solid, bill paying citizens. They met their mortgage, their credit card payments and even a tuition bill or two with no problems on a regular basis. Then the economy caught up with them. Or rather, the recession got to them. As it has gotten to and effected most everybody in the region. For some, a job was lost. Others, it was an unexpected medical bill or repair bill. Or perhaps all of the above. Some thought that they could ride out the storm and watch their finances, and in some cases it did work. Many, however, are determined and believe that things will return to normal soon, but normal never returned. They kept spending like they were in good financial health, but were actually sliding downhill quickly. Then they had to seek out an attorney to help them reorganize their finances. Most asked friends and relatives if they had any names for referral. If that proved futile, because the relatives or friends had been lucky or smart, or both, then they turned to the Internet. Many attorneys had Internet sites, often quite detailed and with information on their background and services. If the Internet seemed a little too impersonal for this type of very personal business, then they might have contacted community or church organizations. Often these organizations have names of attorneys that are willing to help, or they are members themselves. Once an attorney is retained then the case can be studied and recommendations made. Sometimes the advice will be to stay out of court and work out a private repayment plan with creditors. In many cases, however, people are advised to file Chapter 7 or Chapter 13 consumer bankruptcy. Chapter 7 bankruptcy will have you selling your assets and repaying creditors. Chapter 13 will have you setting up a schedule of repayments to those you owe and keeping some assets. The advice varies, of course, depending on the case. All are different in some way. No matter what the advice, it is well worth bringing on an attorney as soon as possible. They have experience in dealing with the world of reorganizing finances. Go in to see your attorney with the idea that it will be the first step on the path to regaining your financial stability and freedom.

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