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Audi Models Are Cheapest To Insure

The Association of British Insurers (ABI) has named Audi models as the cheapest German premium car manufacturer to insure

. The data gathered from the average insurance group ratings for the big three German premium brands confirms that Audi drivers can expect to pay the lowest premiums.

The insurance group ratings have been gathered on a monthly basis since the 1980s, it is managed by the Motor Insurance Repair Research Centre in Thatcham on behalf of the ABI and Lloyds Syndicates. The data includes all makes, models as well as all trim levels, variants, body styles and engine types, this data is then used to calculate average insurance group ratings and in almost every range Audi models had considerably lower ratings that its main competitors.

These ratings are worked out by using a complex system which allocates penalty points to each vehicle based on a few factors. These factors include the purchase price, the cost of key parts and the ease, and cost, of repair following an independent crash test undertaken by the Research Council for Automobile Repairs (RCAR).

In simple terms the higher the purchase price, parts and labour charges, and the more costly and labour intensive the crash repair, the higher the points tally, and consequently the higher the insurance group rating.

Security and theft protection is obviously another great determining factor, Audi excels in this too, Audi has award winning security protection right across the range, including Thatcham Category 1 alarm and immobiliser technology with interior ultrasonic protection and anti-tow sensors, Thatcham Category 4 locking wheel bolts and extensive covert and overt marked parts.

This is good news for those looking to buy a used Audi S3 in East London, insurance premiums in London are high as it is so buying an Audi makes sense.

by: Benson
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