Thinking of avoiding estate planning could well turn out to be a daydream
. Government would interfere and complete the process for those who won't complete the process in their private capacities. Downside of it is that the Government Process would be highly expensive. Prudence demands that one should complete his or her estate planning in private capacity without waiting for any kind of government interventions.
Fact remains that the process is mandatory and would be carried out either way. Instead of getting bogged down by huge bills towards the task accomplished and most of the times done in an entirely half hazard manner, you could opt for the do it yourself practice, now extremely popular in the market.
One could look at the prospects offered in such cases in Orange County and Southern California. Probate code in California allows the court to appoint conservator of the person. Someone that cannot attend to personal requirements and is substantially unable to handle his or her financial resources is represented by the conservator appointed by the court. Downside of it is that the owner, if disabled would be placed in the custody of Government. It would be the Government that would decide who would take care of the completely or partly disabled estate owner. Such conservator would continue till you return to shape and is no longer indisposed.
Clich in the process rests elsewhere. Rarely would you find any mentally retarded or disabled patient coming back to self and succeed either in the court of law or elsewhere where their right, title, and interest all are at stake. Hospital care, perhaps for the rest of the life, is the destination of such persons. Trust Planning Authority in either state of California or Orange County could be the person one might be looking for in such cases.
Bottom line of these is that planning through which 100% of the assets of the original owner shall be distributed to the children as and when they reach the age of 18, irrespective of maturity or financial status, would be the best for you.