Axis Bank: Helping You Acquire A Home
Rising input costs, labour charges, and consequent hike in property prices is something
distasteful for those aspiring to move in to a new residential premise. With the recent budget proposals bereft of any significant respite for prospective home buyers, an end to the woes of home hunters doesnt seems to be anywhere near.
While unforgiving price tags continue to prove as a dampener to home buyers aspirations, customer friendly home loans from axis banks can prove to be a ray of hope for those who are disheartened by rising property prices. While the other banks and financial institutions have been competing with each other to seek customer attention, axis bank has been able to strike at the very root of customer worries by providing easy home loans quickly, at a lower interest rate.
Introduction to Axis Bank:
Having begun its operations in 1994, after the government of India allowed new private banks to be established, Axis Bank was promoted jointly by the Administrator of the specified undertaking of the Unit Trust of India (UTI - I), Life Insurance Corporation of India (LIC) and General Insurance Corporation of India (GIC) and other four PSU insurance companies, i.e. National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. Having its Registered Office at Ahmedabad and its Central Office at Mumbai, the bank has a very wide network of more than 1281 branches, with a network of over 7591 ATMs (as on 30th September, 2011) providing 24 hrs a day banking convenience to its customers.
This is one of the largest ATM networks in the country. With a vision to be the preferred financial solutions provider excelling in customer delivery through insight, empowered employees and smart use of technology, the bank also boasts of having a strong foothold in both retail and corporate banking.
Axis Bank - Home Loans:
Among the products and services filing the Axis Bank basket, Home loan, or housing finance is something Axis Bank is prominent for. Understanding prospective home buyers concern for a reliable financial support in a time when property prices are galloping beyond affordability, Axis Bank offers to its customers robust support in their pursuit of arranging finances for their much envisaged dream projects, thus acting as a catalyst in the process of home acquisition. Home loan from Axis Bank comes with easy loan processing, pre and/or repayment options, EMIs and other such features which are generally customized based on the applicants eligibility as determined by the bank. Housing finance options from Axis Bank comes enriched with a variety of features and benefits that customers cant afford to ignore.
Each loan applicant, aspiring to seek housing finance assistance from Axis bank needs to meet the axis bank home loan eligibility criteria. Home loan eligibility differs according to the occupational status of the loan applicant:
For salaried individuals:
Individuals should be in permanent government service or in reputed companies.
Should be above 24 years of age at the time of loan commencement and up to 60 years or superannuation, whichever is earlier at the time of loan maturity.
Professionals:
Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) can apply.
Should be above 24 years of age at the time of loan commencement and up to 65 years or less, whichever is earlier at the time of loan maturity.
Self Employed Individuals:
Any individual filing income tax returns can apply.
Should be above 24 years of age at the time of loan commencement and up to 65 years or less, whichever is earlier at the time of loan maturity.
Home loans from Axis bank are marked with quality, care, professional touch with speedy procedures, thus saving loan applicants time and efforts.
by: Money Laxmi
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