Bad Credit Repair - Simple Secret Boosts Credit 60 Points!
Bad credit repair doesnt mean you have to become a credit repair ninja or something crazy like that
. To your surprise, Im sure, you can make big credit score improvements simply with a few easy, simple lifestyle choices.
To start, take a look in your wallet. How many credit cards do you carry around?
The average American carries 6 credit cards. No doubt, I am not average as 6 credit cards is just plain ridiculous. You and I both know why the average number of cards is 6.
The average American cant seem to say NO to buying stuff. The average American, were told, is too damn lazy and undisciplined to leave the card in the wallet. Apparently, many believe credit cards mean free money and money experts tell you to cut up your cards.
To mean, thats just plain stupid and disconnected.
Further, were told the average American credit card user (stuffed with 6 cards) owes ~$10,200 in credit card debt.
As crazy as all this sounds, I witness this mind-blowing, out-of-control credit card use. Make no mistake, this reckless credit card use steals your money and kills your credit scores.
Heres why: Besides getting whacked with finance charges for paying just the minimum each month, the balance is killing your credit scores!
Note: Look at your new credit card statement, especially for those of you paying just the minimum. See how old youll be and how much money you will have flushed away by paying just the minimum? This article, however, is not about flushing away money by paying the minimum. Instead, its about killing (and improving) your credit scores.
FACT: thirty percent (30%) of your credit scores comes from how much debt youre carrying?
So whats the big deal, you ask? Lets ask Susan Hart, a lady who recently contacted me asking for help. Susan needed a new carand fast.
Turns out, her old car had driven its last mile. Unfortunately, Susan's credit scores didnt make the dealers cutoff, sending Susan to a buy here, pay here car lot. Susan, naturally, had no idea how the buy here-pay here car dealers work.
Susan was desperate but she refused to pay 22% interest. Still, she needed a different car. She even had tried credit unions, once hearing its easier to get financed through a credit union.
Yes, thats true with nearly any bank or credit union with whom you have a relationship. Problem was, Susan had no relationship with a bank or credit union.
Susan needed 60 points to grab the keys to her new car.
When I reviewed Susan's credit reports, I found Susans 60 points: 3 credit cards with a combined balance equaling 74% debt to credit. In other words, Susan was using 74% of her combined credit limit. 74%!
Unbeknownst to Susan, she was killing her scores. I gave Susan two choices to get her 60 points.
Within 19 days she was driving off the dealers car lot with the car she wanted and the interest rate she demanded.
Bad credit repair does not need to be painful. Typically, bad credit repair begins with assessment that is, a careful examination of your credit reports. Once I know where you are, I find out where you want to go that is, what do you want that improved credit demands. I then can help you get the credit you need so you can get what you want. Susan did not have to become a credit ninja or read a 1,000 page credit (dis)repair book or outdated ebook. She wanted to know exactly what to do. I gave her specific recommendations. By the way, I also showed Susan how to get the sweetest deal on a car without stepping one foot on a car lot. Susan dreaded the idea of dealing with car salespeople as much as she dreaded bad credit. I helped her improve her credit and score a sweet deal on a new carwithout negotiating face-to-face with sneaky car salespeople who play the good guy, bad guy games. Contact me now @ www.fixmyuglycredit.com if theres something you really want that demands improved credit.
by: Mike Payne-Bad Credit Repair Coach
Hiding Behind The Microsoft Name: Avoid The Fake Microsoft Windows Activation How Much Money Can Energy-efficient Windows Really Save You? Windows Video Drivers - Quick Update ! Graphic Driver For Windows XP - All Original Files ! What should you do when the Ntoskrnl.exe file is missing in Windows XP Learn the Category of Refrigerator Repair You May Need How To Function Your Laptops With Windows 7 Wood Repair By Alex Professional Painters Reimage Repair Key Crack Foundation Repair Dallas TX | Foundation Repair Dallas Texas Windows Mobile Monopoly Torrent Ylod Repair Wizard Download Windows Mobile Monopoly Free