Bang, You Have Had A Car Accident! Now What?
Unfortunately no matter how good a driver you are road traffic accidents do happen
. But do you know what to do if you are involved in an accident. Do you know if you should call the police or not. If you have never had a bump how should you know? Below is a list of dos and do nots that will help you sort things out following an accident, and explain a little way as to how to make a claim for compensation. The main thing to remember is to try to stay calm, accidents sadly do happen and even if they were not your fault they were most likely not intentional.
1.It is an offence not to stop at the scene of an accident. You must stop if you think you have caused damage or injury. You are required by law to report it to the police if your car hits a dog or farm animal, but not if it hits a cat or wild animal, but you must ensure the animal is not injured or suffering.
2.Ensure the accident site is safe. Switch on your hazard lights to warn any oncoming traffic of an incident and turn off your engine.
3.If anyone is injured then you must dial the emergency services immediately. Also call if the scene is hazardous to oncoming traffic or someone has left the scene without leaving their details.
4.It is very useful to keep an accident pack in the car, containing a notebook, pen, and all the details you are required to give following a road traffic accident. If you do not own a camera phone it is useful to have a disposable camera available to take photos of the scene, street names, positions of the cars etc.
5.Make a note of the names, addresses, contact numbers home-mobile and insurance details, plus the vehicle registrations of all the drivers involved, and also get the details of any passengers. All drivers are required by Law to exchange details.
6.Also take down the make, model, colour and position-direction of travel of all cars involved in the accident. It is often hard to recall this after an accident and things can get confusing.
7.You must notify your insurance company as soon as possible following an accident, weather you are at fault or not.
8.The main thing is not to panic or get angry. Accidents do happen.
To make things easier following a car accident, ensure you have read your insurance policy fully including the small print. Double check what is included in your cover to ensure you have things like a hire car in the interim period of sorting or replacing your car out, and your personal injury cover.
One of the most distressing things after a car accident, which was not your fault, is the effect any personal injuries may have on your life. If you are suffering from one of the most common injuries, whiplash, then making a whiplash compensation claim may help in allowing you the monetary relief you need to recover fully without worrying about paying the bills.
No win no fee is the policy which guarantees the claimant received one hundred percent of their compensation and the personal injury specialists recoup their costs separately from the defendants insurance. You should seek a personal injury specialist, you should not just accept the first cold call made to you following an accident, as a lot of claims companies-middle men contact you and take a commission along the way, where you need a personal injury firms that will deal with your claim start to finish and get the best whiplash compensation claim for you accident.
by: Ben Whitlow
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