When you find yourself in financial crisis and other alternatives do not seem to provide a manageable solution, you need to consider contacting a Louisville bankruptcy attorney as a way to protect yourself and any assets you may want to retain from your creditors. Equally as important as this decision is that of selecting the right personal bankruptcy attorney. Personal bankruptcy is one of the toughest decisions you'll ever make, with so much pressure and the creditor harassment you may be experiencing, you don't want to be worried about spending unnecessarily, and a personal bankruptcy consultation should in fact be free. A Louisville bankruptcy attorney will be happy to offer a free consultation, there should be no need to pay for one. The decision to file for bankruptcy is an important one, and the future consequences of it must be understood before it is taken. It is an extremely difficult decision and best made with the guidance of a Louisville bankruptcy attorney who has many years of experience working in the field of personal bankruptcy. Filing your case with a reputable Louisville bankruptcy attorney will make a huge difference in the outcome of your personal bankruptcy case. After filing the proper paperwork, your bankruptcy attorney will file a petition in the federal courts on your behalf. Once this petition is filed, all of the threatening and harassing calls and letters that you've been receiving will stop and your creditors will no longer be able to take action against you. Any and all action from creditors and financial institutions against you will be put on hold. Choosing the right Louisville bankruptcy attorney will give you peace of mind so you can feel comfortable beginning the process of getting your financial life under control. Filing for personal bankruptcy is a serious event. But by carefully choosing your personal bankruptcy lawyer you can expect to save money and other precious assets and get a better life after the bankruptcy as well.