The city of Tom's River, New Jersey was established in the late 1700's and now has more than 100,000 residents. If you are a Tom's River bankruptcy attorney then you are probably well aware of the many uncertainties that surround the bankruptcy process. A Tom's River bankruptcy attorney's job goes well beyond simply filing a few papers for their clients. That Tom's River bankruptcy attorney is likely to be depended on to provide lots of information to many different questions. Can a creditor still call me after I decide to file for bankruptcy? This can be a rather tricky question but the answer technically is yes. The confusion could lie in the act of you making your decision to file for bankruptcy and you actually solidifying that decision with your actions. Most lenders need to know that you have actually paid the retainers fee to your attorney. This signifies that you are serious about filing for bankruptcy. Furthermore, it provides a point of contact for the creditor to be able to stay informed of the developments of your bankruptcy proceeding.
Believe it or not sometimes people prematurely tell their creditors that they intend to file or have already filed for bankruptcy then a number or things can happen that prevent the bankruptcy from being filed. In some cases, people may deliberately tell their creditors that they filed for bankruptcy even when they have no intention of doing so just to stop what they consider to be annoying or harassing telephone calls. That is why in most states, creditors can continue to call and make collection efforts until the debt is resolved or payment arrangements are made. But once it has been confirmed that an attorney has been secured to represent someone you must direct all future communication to that attorney.