Basic Information About Supplemental Security Income That You Should Know

Basic Information About Supplemental Security Income That You Should Know

Disability no linger needs to be an unnecessary burden for

those affected. A Federal program provides financial

support for individuals who are in their senior years or are

suffering from blindness or other physical impairments.

This program is called Supplemental Security Income or SSI.

Established in 1974, SSI replaced programs administered by

the national government to support its needy citizens and

provide standardized assistance.

What is Supplemental Security Income?

Supplemental Security Income is a stipend provided monthly

to citizens who are 65 years old or older or have

disabilities. This stipend is paid by the United States

Federal government through the Social Security

Administration. The payment, however, is made using funds

from the U.S. Treasury.

Who qualifies for SSI?

In order to qualify for SSI, a person has to be at least 65

years old, has a vision impairment or is disabled. Visually

impaired individuals should either be completely blind or

legally blind, in which case they should have a 20/200

vision or less even with glasses on. Their field of vision

must also be 20 degrees or less.

To qualify as a disabled person, an individual must

demonstrate his inability to engage in SGA or substantial

gainful activity, either because of a physical impairment

that can be determined medically or a prolonged or

continuous mental impairment that is also expected to

persist for at least 12 months or might result to that

individual's death.

He or she must also be a resident of one of the 50 states in

the U.S.. the District of Columbia or the Northern Mariana

Islands. He or she should also be a child of parents

serving permanent military duty in other countries for the

U.S. or a student temporarily studying abroad.

Some legal aliens may also qualify for SSI, although certain

restrictions do apply.

Applicants for the program must also meet the required

income limits as stated by the program. Income limits vary

depending on the state where the person resides. It is also

determined by the type of income the individual receives and

on the number of other people who stay in the same

residence. An individual's access to resources other than

income should also meet the set limit. In general, a single

individual's resources should not be over $2,000 and a

married individual should not exceed $3,000. These

resources should also be non-liquid and cannot be readily

sold for cash within a period of 20 working days.

How do people apply for SSI?

Applicants might get in touch with a Social Security office

in their locality either in person or through a telephone.

Certain information may be required and verified. In the

case of disability, for example, a person's disability may

be checked through the DDS or Disability Determination

Service, in which case the person's medical history and

condition will be assessed or reviewed. The review will be

performed by a disability examiner and a doctor. If the

disability is not confirmed, the DDS will request the

individual to undergo a medical examination which the agency

will pay for.

What is the purpose of SSI?

Supplemental Security Income is a means with which to

provide minimum income for individuals who have disabilities

to help meet their economic needs. It acts as supplementary

income for people to cover for their basic needs and living

expenses. As such, the amount paid out varies from one

person to another since their personal financial situation

is put into account.

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