Be Careful And You Won't Fall Victim To Identity Theft Scams

Thousands of people each year fall victim to identity theft scams

. Regardless of whether these efforts be via a land line, a mobile phone, email or any other form of communication, hundreds of attempts occur each minute that passes. Though large scale identity theft scams are publicized on news channels and on online news, they're only reported after some people have previously become victims. People who arm themselves with some basic knowledge about identity theft scams can avoid becoming one of the unfortunate ones who lose a lot of money, and time fighting to possibly get the money back.

Those who attempt identity theft scams try to get private information like one's address, telephone no., social security number and credit card or account information. With this personal information, they are able to use a person's credit rating and reputation in order to apply charges on their credit cards, pull money out of their accounts and get loans in their name. As such, it's each individual's responsibility to keep their personal information private. In doing so, they can prevent identity theft scams.

A first step to protecting one's information would be to begin with hard copies. This means all of one's bank statements, credit card bills, utility bills and all papers which have one's address and any account info on it. If one is intending to maintain these sorts of papers, then they need to be put inside a locked file cabinet, safety deposit box or other secure spot where access can be controlled. If one is intending to throw any of these away, then disposal needs to be secure. Investing in an inexpensive cross cut shredder is really a good investment, and ought to be utilized for all papers with personally identifiable information.

When it comes to phone communications, regardless of whether land line or mobile, one should in no way provide anyone with their personal data in this manner. If one gets a text message asking for any personal data, they should never respond to it. No matter who the text is allegedly coming from, one should only share the data by voice- this way if a friend or family member's cell telephone was stolen, calling will verify that the voice belongs to the individual who is supposedly texting. If one receives a call from a creditor or any organization asking for account numbers, keep in mind that these businesses should already have your info and that calls like this might be identity theft scams. Merely ask for a number to call them back to confirm that it is a valid call before you give out your account number.

Safeguarding one's electronic data is just as important. There are lots of people in the world who are smart enough to hack into another individual's computer, so placing the utmost protection on internet enabled devices isn't only wise but absolutely imperative. Wireless connections should be secured with passwords, and security software should be installed to protect from viruses and other things that can gain access to or destroy your data. Identity theft scams can be prevented, but one needs to ensure they handle their personal information like their debit pin code.

by: Dave Martin

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