Bike Insurance Matures Well With Age

Bike insurance has come a long way since it was first introduced

. In the early days, this kind of insurance was limited and rather expensive. Riding a bike was seen as a reckless activity and riders were portrayed as a nuisance on the roads. Insurance companies focused mainly on car and van insurance as this was more in demand. A few insurers offered bike insurance policies but the terms were not ideally adequate. It was not until the introduction of new legislation that it vastly improved. These new laws include provision for better head protection equipment and higher age limits for drivers. They have allowed more scope for the development of better bike insurance. The popularity of bike riding has risen with time and is especially high at the moment. A bike of any size, with tailored bike insurance, can work out a lot cheaper than any other mode of transport.

Bikes have always been popular among famous people and have been used in many movies and television programs. An example of a very famous bike is the motorcycle ridden by Arnold Schwarzenegger in The Terminator. Another fine model of a famous bike is the very well known Harley Davidson. Many celebrities are fans of this and other classy, racy bikes. Many stars have been photographed on their bikes including Tom Cruise, Brad Pitt and Jennifer Lopez. A lot of these famous people can be seen hob knobbing at the annual International Motorcycle Show held in the USA. This is an ideal venue to see all the latest motorcycles by all the leading manufacturers. The leading brands like Honda, Suzuki, Yamaha, Kawasaki and many more will be showcasing their latest innovations.

Bike insurance that offers adequate cover is essential with any size, model and make of motorcycle. There are now many different types of bike insurance available. These special policies cater for all bikes from the smallest moped to the largest power bike. As with all insurance the cost will vary depending on certain criteria. Your age, experience, driving history record, and the type and age of the bike concerned are all determining factors. In order to keep costs down further bike riders who have participated in schemes like Bike Safe are afforded good reductions. If you can prove your bike riding ability with certification then this will always lower your costs. Benefits like this are among the ways bike insurance has greatly improved and matured with age.

Insurance for bikes, third party and fully comprehensive, can be very competitive, and cost effective. A long established insurance company with a good reputation will provide a good starting point for quotations. Third party cover will offer insurance for injury or damage to your passenger or other people but not for yourself and your bike. This is minimum cover. Fully comprehensive insurance will provide you and your bike cover for any accidents and accidental damage. This is maximum cover. Both types of insurance will have excess fees and additional terms and conditions. As with all insurance agreements it is wise to read the small print. Even movie stars who ride bikes will need the perfect bike insurance.

by: Christopher Reinhold

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