Binlookup

Binlookup is a tool that users can use for free

. Binlookup is used by using the first six digits of a credit card number to learn about a credit card. This credit card number is also referred to as a BIN or Bank Identification Number.

Learn about the issuing bank

With binlookup, users can find out about the bank that has issued a credit card and they can also learn about the features of that particular credit card. Binlookup offers users a chance to make use of a tool that helps them combat the dangers and risks associated with credit card fraud. At the same time, binlookup is also effective in helping businesses improve their bottom lines.

If you are using a Visa card, then the card number starts with the number 4 and there are either thirteen or sixteen cards that make up the entire card number. On the other hand, for those who are using MasterCard, the first digit will be the number five and for American Express card holders the first number is either 34 or it can also be 37 or another number.

Legal and excellent tool

A binlookup is legal and is an excellent tool that is available for use by anyone. A binlookup is also a tool that is legitimate and is especially useful for online (and offline) merchants that need to ensure that when a customer presents a card to them that it is valid and not a fraudulent one. Online merchants that accept cards have little option than to make use of binlookup as only it can help screen out the fraudulent cards in an effective and easy manner.

Binlookup can only be effective if its database is accurate and up to date. At the very least, the database must be accurate to not less than ninety-five percent. Anything less than that is severely going to affect the effectiveness of the binlookup.

Accurate BIN database is required

So, before using a particular binlookup, it is important to check that their database is accurate and up to date. There is always a chance that some data in the database is not accurate and it may also be out of date. So, using binlookup is something that is only going to provide useful results as long as the information sought is accurate. An inaccurate or out of date database can actually make your search ineffective and in addition, it can lead to some unpleasant consequences.

One of these consequences is that binlookup may fail to locate the BIN that you have requested it to find. The reason for this is that binlookup may be maintaining a database that is not hundred percent accurate or complete. There is therefore no certainty that binlookup will succeed in providing you with the BIN that you are looking for. One way of ensuring that binlookup is able to locate your BIN is by adding the number of your card to the database.

Binlookup offers information about a number of credit card types including MasterCard and Visa as well as American Express. The information provided by binlookup regarding these credit card types relates to classic cards, platinum cards, gold cards, debit cards, prepaid cards as well as gift cards.

by: Gen Wright

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