For the most part, having vehicle insurance in a majority of the states is a requirement in order to drive legally
. You must show proof of that insurance before you purchase a vehicle and in order to register the car as well. You may ask, can I really get no down payment car insurance?
While it is possible to get insurance for a low initial payment you will be required to pay something up front to obtain it. There are no insurance companies that are willing to give you insurance without cost up front. It would just not be feasible for them to insure you if that were the case.
Some drivers get vehicle insurance for low monthly payments if they have a good driving record. There are many insurance companies who allow you to pay on a month to month basis and they usually want at least the first month premium to provide you with the insurance. If you are only going to get the minimum requirements for insurance, you may get away with paying less than $100 to start.
The insurance company must provide you with proof of insurance upon your initial payment. You can go online and get insurance quotes and pay for your monthly premium and print out your proof of insurance on the spot. This is an added convenience for those who have little time to search for insurance on their car and can save time and money in the long run. You may also want to ask friends and relatives to recommend insurance companies as well as seeking the services of an insurance broker who will be able to find you the best rates for the most coverage.
You usually cannot obtain insurance without some form of payment but you can search for companies that offer low up front payment and immediate coverage. There are insurance carriers that will insure both good drivers and those who have less than stellar driving records. If you have some problems with your driving record it may be harder for you to obtain insurance and at affordable rate.
Maintaining a good driving record is paramount to obtaining the type of insurance and coverage that you desire. You may qualify for good driver discounts that will save you money over a period of time and make your insurance even more affordable. You can find the insurance coverage that you need by doing an online search for insurance companies that offer discounts or cheaper rates. Compare insurance quotes and coverage before you buy. You will want to shop around before you make your final decision.