One such way to avoid the fees imposed by care homes is to speak to a specialist advisor
, who can help you with protection planning. Even if the issues of nursing home costs may seem many years away, the added security that speaking to an advisor and forming a secure financial plan for yourself and your family will be felt by all. It is possible to set up a trust to avoid care home fees. Placing assets into trusts, such as your property, will mean that it no longer forms part of your estate, meaning that the local authorities can no longer demand that they property be sold to cover nursing home fees. The assets that are placed into Trust can no longer be included as part of means testing, a consequence of this is that you may no longer be eligible to pay for the high cost of a nursing home. Of course you have complete control over what happens to the assets that are placed into Trust - there are a number of bespoke solutions that can be tailored to look after your unique family situation.