Can worming your pets reduce pet insurance premiums?

Can worming your pets reduce pet insurance premiums

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Like any other type of insurance, pet insurance is largely based on risk - so if you can demonstrate that your animal is in a fit state of health, and that you're consequently less likely to make claims on your pet insurance, your insurance premiums could be reduced significantly.

Your pet's health is likely to be the overriding factor in the cost of pet insurance quotes, and could mean a big difference between various price bands. Many pet owners take out insurance to receive help towards the cost of expensive vet bills and other healthcare fees, so by keeping up with your animal's essential checkups - including worming treatments - and treating any problems before they develop into more serious issues, you stand a much better chance of enjoying lower rates on pet cover.

Your pet's health isn't the only consideration that can affect your insurance quote, of course, with everything from their age to their breed also playing a factor. If you've kept up with worming treatments to keep your animals healthy throughout their lives, you won't necessarily be paying more for your insurance just because your pet is advancing in years. However, that also means you shouldn't leave it until later in your pet's life to start taking care of such treatments, as your insurance quotes could even be affected at a young age if your pet is found to be in ill health.

Worming treatments are inexpensive, especially when compared to the price you'd pay without pet insurance. This invaluable commodity can ease the financial strain of your visits to the vet, and ensure your animal never goes without essential treatments when they need them most.

If you're concerned about the cost of insurance premiums, settling for the cheapest insurance option available isn't always the wisest move, as these may not include all the cover you'll need. Fortunately, there are many ways to lower your premiums without impacting on the quality of your policy, especially when looking for discounts and deals available. Some insurers offer reductions if you buy your policy online, and paying by monthly direct debit could also lead to further reductions.

Generally speaking, you should take out as much cover for your pet as you are realistically able to afford - skipping some of the policy extras that you don't think are likely to be needed, but making sure you cover all the essential bases. Many pet owners who've been forced to foot the cost of expensive vet bills have sadly realised the value of pet insurance too late.

The author of this article is a part of a digital blogging team who work with brands like Confused.com. The content contained in this article is for information purposes only and should not be used to make any financial decisions.

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