Graduates or students can consolidate the loans with any Lender
In case of lenders, there is not even a single restriction for the students. You can go for any lender you wish to opt for. It is completely your choice. This way you can search around well in order to get the best lender with low rates of interests but good incentives at the same time. Remember that most of the lenders need a minimum account balance of about $7,500 and sometimes more that this. It may differ from one lender to another. All the lenders offer basic 10 year loan repayment option. Long term but lower monthly repayments, it is mind blowing. The maximum time period is up to 30 years.