Car Compensation Claims How Do They Work?

According to figures released by the Department of Transport

, around 300,000 people are either injured or killed in road traffic accidents in the UK each year. Making a personal injury claim can be a complicated process, and many are unaware of the procedures involved and the rights they have as victims.

The most complicated part of filing a compensation claim for a car accident is to determine the type of accident that has taken place. UK traffic laws have created a number of categories into which accidents can fall such as car accident, bike accident and pedestrian accident. However, despite the finer points, the essence of each type of compensation claim is the same and there are certain standard steps that anyone involved in a road traffic accident can follow to ensure their claim runs as smoothly as possible.

A step by step guide The most immediate steps may seem like common sense, but they can also have far-reaching consequences. The first thing to do is to seek medical attention. While this may appear obvious, it also helps to provide a record and verification of the injuries sustained by the victim. This will help matters if the injuries develop into more serious conditions. The recording of an injury by a medical professional could be a vital piece of information to aid your claim.

Informing the police is the first legal step in the procedure. Informing the police lets them know that you believe yourself not to be at fault and would like to take the matter further. Their testimony and report into the accident may also be vital to your compensation claim.

Although there may be police and other professionals at the scene of the accident, it is still worth gathering as much information as possible for yourself if you are able to. This might include taking photographs of the vehicles involved or obtaining data such as the car make and model, the licence plate number and the number of the drivers driving licence. It is also important to take details, if possible, of the other drivers insurance company.

Witnesses can be a good way of backing up your claim. If witnesses are amenable, then take their personal details.

Further medical examination is recommended, to ascertain the long-term nature of any injuries.

Inform your own insurance company as soon as possible.

Evidence and information The process of making a successful compensation claim is rooted in evidence and information. The more information that your insurance company is in possession of, the more likely your claim is to be successful. If you are looking to make a personal injury claim, then you will need to seek the services of a personal injury lawyer and it is here that the information you have collected will be invaluable.

By looking at your documentation, photographs and witness statements alongside your medical paperwork, a personal injury specialist will be able to give you a good idea of just how much compensation you can reasonably expect to receive. The injuries you sustained may prevent you from working or impair your mobility. The severity of the injuries will be a governing factor in the size of the payout. However, it may not be as quick a process as you expect; the other party may decide to contest your claim. However, the more evidence you have, the quicker the matter is likely to be resolved.

by: Nick Jervis

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