It is normal that you would want to get the best price in whatever you are purchasing
. The same is applicable to car insurance rate. There are several ways to reduce the bill you have to pay periodically.
(i) Have you ever have the need of having your car towed in the last five years? If no why don't you remove the towing coverage and reduce your insurance rate.
(ii) Get quote from competitive insurance firms and ask you insurance company if they can bit the competitors. You will be surprised that in this days that every one want to get hold of his customer you may enjoy drastic reduction your insurance bill
(iii) Immediately your ticket record is dropped against you, don't hesitate to inform your insurance provider to drop the charges they are making against it. On many instance this is dropped after 3 to 5 years. It is the function of how serious the offence was.
(iv) Don't close your mouth or be ashamed to ask. On regular basis find out from your insurance firm for additional discount to enjoy. This is why you should have a good relationship with your insurance company.
(v) As your car is aging its value will be reducing, so find out the worth of your car and compare it with how much you are paying on your comprehensive and collision coverage. If the cost of your car is less than the price of comprehensive and collision coverage remove it from your insurance bill.
(vi) Enjoy multiple car insurance discounts from your insurance company. This means that you should insure more than a car from the same firm. Get policy for your car, your wife car and even children's car at the same company and see the reduction in your insurance bill. Adding home and heath insurance to it if the insurance firm offer such services will further reduce the insurance bill.
This tips if implemented will definitely keep your car insurance rate low at all time.