Car Repair After Accident

Along with disrupting your daily routine, the repairing expenses can lead to a big hole in your pocket if you fail to get the insurance cover

. Thus, from the visits to the insurance companies to filing the damage claims, post accident activities can prove to be troublesome if not handled timely and logically.

Thus, to protect you from useless expenses and unnecessary hassles, here are few beneficial tips:

Covering yourself: If the damage repair cost exceeds $750, report the accident to the Department of Motor vehicles as a failure in doing this may result in suspension of your drivers license. In addition, if the other party offers to pay the damage cover, do not sign any agreement which releases them from any responsibility in future as your insurance company might refuse to cover the damage repair charges. This may lead to a situation where youll have no other choice other than paying the entire repair cost from your pocket.

Photograph the incident: Before granting you with the insurance claim, your vehicle will be photographed by CRC. Thus, it is not a bad idea to carry disposal camera in your car so that you have some solid proof for the claim. In addition, the entire accident has to be narrated to the insurance company, so it would be beneficial to keep a notepad in your car to note down the incident with each and every detail.

Notify immediately: The insurance company should be notified within the period of 24 hrs as they need some time for investigation. The insurance officer might even ask you to give a detailed written and verbal narration of the incident. They will also contact other witnesses to further clarify the situation. Usually an officer from the insurance firm will contact you within 12-48 hrs after you file the claim. If in case no one contacts, call your insurance company for the follow up. Take such investigations seriously as they decide whether you are liable for the claim or not.

Go through the insurance policy: The standard insurance policy covers the third party liability and owners damage. Thus, before signing the claim amount, go through your insurance policy to get a better insight on money deductions. In addition, do not expect all the accessories like stereo to be replaced by the insurance company as only the permanently fixed car items are covered in such claims. The insurance companies are more than supportive and provide detailed information on the services with accident repairs Lilydale being an apt example of such efficient firms.

Get your vehicle repaired by a trusted service: Some passerby tow drivers may suggest you go to a nearby vehicle repair shop for cheaper services, but instead try to refrain from going in such shops. The truck driver might have received a bounty by the repair shop. As insurance companies pay the expenses no matter from where you get your car repaired, it is always beneficial to go for the trusted repairing services.

by: Annie

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