Given that caravans are used most often away from home, where any incident requires immediate attention (it's not as though a broken van can be ignored until a more convenient date, when that van is crippled in the middle of nowhere), caravan insurance of the best kind is pretty much a no brainer for any sensible owner. Why take the risk of buying an inferior or non-comprehensive policy when the times one most needs to use it are likely to be far more pressing than a simple automotive prang? Insurance is as insurance does it gives peace of mind where peace of mind is most needed. Insurance for caravans should give more than most.