Cash-for-crash Drivers Put Themselves At Risk Of Deliberate Work Injury

A work injury is, usually beyond doubt, an unpleasant occurrence

. At their most serious these inflictions can lead to the victim suffering such long-term effects that they are no longer able to continue working in the same line of employment, if at all.

The notion of somebody doing getting themselves habitually injured on purpose, therefore, might seem to beyond the sphere of most reasonable people's understanding. Unless of course, there is money involved.

Admittedly, to describe the scam that brothers Rezwan and Rehan Javed dreamt up as involving intrinsic 'work injury' might be using slight poetic license, but there is no doubt that the perpetrators put themselves, and their innocent victims, at risk of injury.

Initially, the Javeds established themselves as a legitimate car accident referral company, North West Claims Centre. These accident management companies usually recover a damaged car, arrange replacement vehicles, organise the repair and deal with the insurance paperwork as well as any other issues like personal injury compensation if the driver or passengers have been hurt.

However, as time progressed and the accidents did not flood in as expected, the brothers decided to make their own luck, and gave in to 'temptation,' as the prosecutor, Alexander Leech, put it.

They developed a system whereby they would employ a driver to cause an accident in which they would, ironically, be the 'innocent party': ie they would cause the unwitting, blameless driver behind them to slam into the back of their car by suddenly jamming on the brakes for no apparent reason.

Because in almost all scenarios under UK law, the driver behind is automatically adjudged to have caused the collision, the victim would admit liability. They would exchange details with the Javeds' paid driver, who would then pass their information to the brothers.

The brothers then used a two-pronged approach: they would firstly pay their driver up to GBP500 at a time to cause the accident. Once this had happened and the details were exchanged, his role was finished.

Then, the actual owner of the damaged car (which was often reused), also working in partnership with the Javeds, would use the innocent party's information, recorded by the dishonest driver,to make his claim with all the extraneous bells and whistles possible (car hire, repair, salvage etc) through NWCC.

The Javeds, obviously having paid for none of these phantom services, would then pocket the money themselves.

The scam involved the so-called 'perfect collision,' so named because the low-speed rear-end shunts posed a relatively low risk of injury to either parties. Although, having defrauded one financial industry, it wouldn't be surprising if they had claimed for whiplash or some other form of personal injury either.

The fact that they didn't highlights the fact that work injury claims and other compensation packages are difficult to claim fraudulently: without medical evidence the claim will not stand up. Even if they slip through the first couple of nets, they are usually stopped eventually. As pro-compensation campaigners will always argue: any system is open to fraud and that should not tarnish the good intentions of those who establish and use them honestly.

In this case the operation was rumbled when a member of the public noticed that prolific 'crash-for-cash' driver Mohammed Patel seemed to be getting into rather a lot of accidents in the same place: a roundabout in Cheadle, Greater Manchester.

Upon further investigation the police also discovered that the same car had apparently crashed in two different places, thirty-one miles apart, within thirty minutes, and that the details of a witness which had been collected by a NWCC driver had been reused for an accident he had nothing to do with.

The Javeds will face sentencing in December, while Patel was jailed for four and a half years.

by: Richard Craig

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