Cell Phones Turn Into Mobile Pos Machine
Recently, China Telecom and China Union Pay has launched the Tianyi 3G "wing payment
," In the long term, "wing payment" not only saves the cost of living for consumers, but also will gradually change people's lifestyle and payment method through a subtle way, I believe that with the deep cooperation of the operator and bank, "wing payment" will continue to be promoted and popularized.
Since China entered the era of 3G, there was no applications has attracted so much attention as the cell phone payment has, in this area, we can see all kinds of industrial activities such as the banks, operators, and terminal operators and so on. Recently, China Union Pay and China Telecom jointly held a conference about Tianyi 3G "wing payment" which is a cell phone payment product; they announced that the Tianyi 3G "wing payment" was formally on the market in Chengdu. This means that after China Union Pay open the processing channels of cell phone payment in theaters and banks; they finally found the breakthrough from mobile operators who have a huge customer base. In the longer term, the association of the two sides will further accelerate the rapid popularization of the
mobile phone applications payment.
Cell phone payment is faced with a "boom"
In fact, cell phone payment has been born for a long time, but due to the constraint of many factors such as technical, network, terminal and so on, the application has been unable to achieve large-scale development. After entering the era of 3G, with the optimization of network, the wealth of terminal, and the improvement of the financial payment environment, cell phone payment is faced with the outbreak period.
According to the data of "2009 Report on Development Research of Cell phone payment in China " which was released by the Research Consulting, in 2009, the transaction scale of the cell phone payment market was 2.4 billion RMB in China (
China cell phone ), compared with the number of 0.79 billion RMB of 2008 it increased 202.6%, in 2010, the transaction scale of the cell phone payment market will reach to 2.845 billion RMB, the total number of cell phone payment users will exceed 150 million. Research predicted that during the year of 2010-2011,the cell phone payment would appear explosive growth, while the cell phone payment transaction scale in 2012 is expected to more than 100 billion RMB.
A recent report comes from the research firm Gartner showed that the
global cell phone payment users would be more than 108 million in 2010, compared with the number of 70.2 million of 2009, it increased 54.5%. The percentage of all cell phone payment users to the total mobile users is 2.1%. In 2010, the number of cell phone payment users in the Asia Pacific region will exceed 62.8 million, the ratio of it to the total mobile users in the region is 2.6%. Particularly, it is worth noting that the Asia-Pacific region is a leading region in the number of cell phone payment users.
Therefore, insiders pointed out that if compare 2008 to the basis of the cell phone payment applications, 2009 will be the development year of cell phone payment applications. According to an industrial analysis and survey report comes from inner date of telecom, the next few years, the speed that the worldwide cell phone payment replaces cash, credit cards or debit cards will greatly accelerate. It is expected that in the world, the transactions of 36 billion U.S. dollars will be completed through the mobile non-contact way till 2011.
by: www.goodscool.com
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