By paying your car insurance annually, you will save compared to paying monthly premiums
. So definitely pay annually if you can, but if you can't manage this, then find the insurers who don't charge extra for the monthly payment method. Mileage: The more mileage you run up every year, the more your insurance will cost. Even if you can't reduce your mileage, make sure you're not overestimating how much you actually do drive, and give your insurer an accurate figure. These are just some of the ways to save on your car or truck insurance, so start searching and saving today.