Check Scanner Options

Dealing with checks used to be a very tedious procedure that was both time consuming and prone to human errors

. Electronic devices used for processing checks have now been around for several years and can provide a valuable service. The banking industry and very large businesses tend to use these types of machines when dealing with high volumes of checks on a regular basis.

These machines can process large amounts of checks in a very short amount of time with typical models handling anywhere between 30 to 100 checks per minute. The scanners take high-resolution images of the checks that are then processed and transferred electronically to a chosen system. This is where the reduction in human errors occurs because these machines eliminate the need for any manual data entry. Franking a check is also possible if the model supports that feature. Once the electronic image of the check is in the system it is a simple matter to send it wherever required for payment, record keeping, or other business functions.

Top Brand Names

Many companies now make and sell check-imaging products. Some of the larger brands are Canon, Kodak, Digital Check, MagTek, Epson, and RDM. When comparing the products it is especially important to note the resolution of the processed images, the number of checks per minute, the types of checks it can accept, and the accuracy when reading the Magnetic Ink Character Recognition (MICR) data (mostly E13B for the U.S., Canada, and Australia; CMC-7 for Europe, South America, and other countries). A basic model may be enough for many companies, but really, the additional features are what make using one of these machines easier. For example, a machine with a built in printer can provide automatic receipts for customers while one with a laser to check for double feeds can save operators time and headaches.

Listed below is an example model from one of the manufacturers to provide an idea of some common features.

Canon CR-180II

Features

- Up to 180 checks per minute - Reads MICR data in E13B or CMC-7 - Handles documents widths of 2.4?-4.6? and lengths of 4.7?-9.1? - Accepts other documents such as deposit slips - Infrared double feed detector - Verifies Check 21 requirements - Can print endorsements prior to scanning - SCSI-III or USB 2.0 connections - Resolutions up to 240 DPI - Color or grayscale images

by: openchallenge

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