If you're going to use plastic you might as well make it count
. Find credit cards with good travel points. Redeem your points for airline tickets, hotel stays and car rentals on a fun vacation. Most cards offer some type of reward program, just look for one that has the most travel benefits and you'll be sipping a cold one on the beach in no time.
While there's a lot of talk about the negative effects of credit cards, rarely do you hear about the benefits. Use credit wisely and you could enjoy free perks. Earning travel rewards is one way to benefit from using your credit card. Traveling is a luxury, so it's great to travel for free with points you earned on everyday purchases
Once you have determined which card will give you the most points make sure to use it. Most utilities will accept credit to pay your bill and monthly bills can add up to a lot of points. Use your card for groceries and toiletries too, more essentials that you will be buying already. Fill up your tank using your credit card, it's safer than debit at the pump and you'll earn points. Make sure to budget and pay off the card in full at the end of the month. If paid in full you will never pay interest and you'll be racking up points.
Save your points until you have enough for the airline ticket that you want or the hotel that you've dreamed of. Using your credit to take a trip is a great idea as long as you make sure to stay in control of your spending.