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Choosing A New Car May Be More Exciting Than Finding Insurance!

Most of us need a car to get back and forth to work

, shop, take the family on outings or simply 'exist'. You might be able to negotiate a great price for your vehicle and have a road worthy car for less. However, don't forget to add in all the extra expenses that come from owning a vehicle.

So many people work hard to find a great car at the lowest price but neglect the cost of financing and insurance. Even if you pay cash for your car and financing isn't necessary, shouldn't you take as much time securing a low price on your car insurance? After all, you pay for the car only once but your insurance premiums continue throughout the life of the vehicle.

Cheap car insurance can save you more money than you saved with hours of shopping for the right car. You might not see the savings in a lump sum like you do with the car purchase but over the life of the vehicle, those smaller amounts of money add up to large savings. The good news is that you don't have to labour for hours or haggle to get your car insurance at a lower rate.

As long as your vehicle is legally registered, roadworthy and you've paid your road tax on it, you're ready to look for the best possible car insurance at the lowest price. You can call your local car insurance representative, tell the amount of voluntary excess you'd like on your insurance or find out what their company offers for a compulsory excess. You then need to outline how much third party insurance you'll carry and secure a quote. That doesn't take long, until you start to compare rates of other insurance companies.


Comparing both the excess amount and third party insurance costs can become quite tedious if you're calling or stopping in to see several different local agents. It's often difficult enough to push you into simply taking the first offer and skipping the rest of the savings hunt.

That would be a mistake. While looking at different policies is a lot more boring than inspecting shiny new (or new-to-you) cars, it can prove to keep extra pounds in your pocket. It also doesn't have to be that laborious to find cheap car insurance. You need to use the Internet instead of your feet or phone, however, to secure the best prices.


Simply find a site that offers car insurance comparison quotes, input your information, the amount of voluntary excess you'd like and the limits of the third party insurance that you require.Click a few buttons and in seconds, you'll have cheap car insurance rates from several different companies.

Unlike brick and mortar agents, most Internet sites offer several companies from which to choose. They don't promote one carrier. The Internet sites match you to companies that have the best experience with people in your situation and therefore the lowest prices.

So, if you're a bargain hunter, remember you'll save money by shopping for your car, but you'll save more in the end by shopping for your car insurance. Take a few minutes to compare rates before you lock into your next cheap car insurance policy.

by: Tom Jones
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Choosing A New Car May Be More Exciting Than Finding Insurance! Anaheim