Clearing Out The Haunted Past

A few months ago, Easy Soft introduced a service known as Lien Release Tracking

. Already, it's one of our more popular services. It's available to real estate attorneys and other Easy HUD subscribers. For just $35 a pop, you can pass the responsibility for tracking releases after the payoffs to someone else (i.e. us). You can close the customer file, and go on your merry way.

However, what you might not have known is there is another related service which is equally valuable, especially when you need it.

Say you're representing the buyer, seller, or bank on a HUD-1 closing. The title insurance company comes back with bad news. There's a lien on this property, but it predates the current ownership. Or there are defects in the chain of title, and it's unclear who owns the property, or what property they own.

We're sure you already know this, but it happens all the time. It's a tricky situation, since the seller - much as he/she would like to clear it - often doesn't have access to the lienholder. Perhaps a b ank holds an old mortgage. Or a public entity has an old easement. Or the lot lines are ambiguous, or inconsistent. Sometimes, the lien goes back many decades - and several generations. You can't even tell if the holder of the lien is still alive.

If your client wants the deal to go through, you need that lien cleared and released.

We have a solution for you with our Curative Title service. For $250, our real estate title professionals will attempt to clear a title with an old lien, and provide the proof. The service isn't guaranteed. But if we can't do it, we don't charge you.

As with our Lien Release Tracking Service, you can pass the cost to your client.

To learn more about our Curative Title service, call Easy Soft at 800.905.7638 today.

by: Easy Soft

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