Combining Insurance Policies Save Money On Insurance In Santa Clarita

Cash strapped homeowners and drivers can save up to 20% when they combine insurance policies on their insurance Santa Clarita

. This is just one way to reduce the amount of money paid for insurance premiums. Homeowners can also save by adding a security system and increasing the amount of deductibles they are willing to pay in the case of an insured event. Drivers can save money on their automobile insurance by shopping and asking for a list of discounts each insurance company provides. Reducing these costs without reducing valuable coverage helps stretch tight budgets.

Homeowners save money by installing a security system and increasing the amount of money they are willing to pay if something does happen. A home security system allows people to protect themselves, their loved ones, pets and property from opportunists who want to make easy money by stealing things. Burglars are lazy; if they see a sign in the front and back yard saying the home is protected by an alarm security system, they will find an easier target. Sixty percent of break-ins are aborted when an alarm sounds. Homeowners can install a wired or wireless alarm system themselves or contract with an alarm company to install a system and monitor the home. Either way, the chance of a home break-in is reduced and insurance companies save money that is passed to the homeowner in cheaper insurance premiums. Most homeowners carry a deductible of $500, $1000 or even $2500 on their insurance; they will pay this amount if an insured event happens. Increasing this deductible reduces the insurance premium.

Automobile drivers can save hundreds of dollars by shopping for an insurance Santa Clarita company looking for new business. Insurance providers trying to expand their company are advertising for new customers and offering very competitive rates. The only way drivers can locate these companies is to make applications to find the one offering the best deal. Insurance companies advertise on the Internet, television, radio and newspapers. Drivers should make at least three or four applications to find the most coverage at the lowest price.

Each insurance company offers discounts. By reviewing the list of discounts drivers can make sure they are credited with the ones they are eligible for. High school and college aged students carrying a high grade average get a good student discount. Good drivers who have not had an accident or traffic ticket in three or more years get a safe driver discount. Automobiles equipped with special safety features and anti theft devices are cheaper to insure. Low mileage discount is given to people who drive less than 12,000 miles a year.

Combining two or more insurance policies is just one way people can conserve money during these lean times. Insurance Santa Clarita can help stretch budgets.

by: Barbara Jackson

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