When you compare iphone insurance packages you need to find out the provisional period of time within which the provider undertakes to sort out your problem and what happens between the time you report the incident and the time your phone is fully operational. If in the process of trying to compare iphone insurance you realize that one provider undertakes to sort you out in 48 hours while another requires two weeks then you have to ask yourself what compelling reasons there are for you consider the two weeks period further. If none then the decision is made.