Comparing The Top Merchant Services Providers

When it comes to merchant accounts and credit card processing

, there are more choices than ever. Accepting credit cards online has never been so easy - with lots of merchant service providers ready to accept your application. But what companies are the best? Which ones will offer you the lowest fees, but also provide you with everything that you need to be successful in the credit card world? Making money online can be easy, as long as you have some of the important things such as a secure credit gateway, shopping cart software, and a software based terminal. I have broken this article down into what I think are the top three credit card processors on the Internet. Read more below about the different companies, and how their products can benefit your way of doing business.

Merchant Express is an excellent credit card processor. While most other merchant account providers will charge you as much as $300, you get a free Authorize.Net setup with each Internet merchant account from Merchant Accounts Express. Authorize.Net is the number one payment gateway available on the market, and is pre-integrated with most every shopping cart. Authorize.Net provides all your processing needs - you do not need a separate transaction terminal or processing software. A free Authorize.Net Secure Order page is included for you to take orders over the Web - so there is no need to buy your own secure certificate. Plus you get a free Authorize.Net Virtual Terminal for manually processing credit card orders, as well. No setup cost, and a 1.69% transaction fee.

Merchant Warehouse is another great credit card processor. They offer an online and retail credit card processing solution, all wrapped into one. One of the great things about MerchantWarehouse.com is that they can provide you with a online merchant account and the ability to do online credit card processing very quickly - no matter how small or how large your business is. This is definitely a plus. They also offer Authorize.net's ecommerce solution, free to all members. Linkpoint International, a reputable merchant gateway, is also provided as a free service. MerchantWarehouse.com guarantees the lowest costs and percentage fees when compared to other credit card processors.

Charge has long been in the merchant services business. With their free online application, you can start accepting credit cards on your web site in less than 24 hours. In addition to accepting credit cards on your web site in real-time, you will also receive their simple-to-use, web-based credit card processing terminal so you can process transactions manually (optional). With their versatile ecommerce software, you have a complete solution. Features include a web based terminal for easy credit card processing, free shopping cart software, and no application or setup fees. A five minute application.

by: Paul Guenther

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