Concierge Telemedicine How To Reduce Employee Medical Benefits Cost

Human resource departments and specifically employee benefit packages are a target

for cost remediation by businesses struggling to maintain profitability. Escalating healthcare insurance costs present a dilemma for American business managers like never before. The emergence of telemedicine presents at least a partial solution for todays business leaders who must reduce their employee medical costs.

Concierge telemedicine is an emerging industry according to Yale University.

These technologies will transform the way medicine is practiced, eventually bringing significant elements of health care directly into the patients home. We are just beginning to define the full scope of telemedicine, but its future will be driven primarily by the new economic imperatives which are dramatically changing health care delivery. Telemedicine will not only allow physicians and other health care workers to take better care of patients, but will provide patients with tools to allow them to take a much more active and effective role in taking care of themselves.

Telemedicine provides immediate medical consultation from the comfort of the home. Registered nurses are available by phone 24 hours a day, 365 days a year. They access the patients medical records and perform a triage based on the symptoms described. If the situation warrants a doctors consultation, the patient is called by board certified physicians (located in all 50 states) participating in the program within one hour. Prescriptions are submitted to the pharmacy of the patients choosing. The doctors diagnosis and a trip to the pharmacy can be completed in two hours or less. Participants of the program are not charged for the nurse consultation but are charged $35.00 when a doctor consultation is necessary. Medical clinics charge an average of $150.00 for a visit and emergency rooms charge much more. It is estimated that emergency room visits can be slashed by 75%.

This membership program allows its members to make unlimited free nurse calls to ask questions and receive information about their health, illnesses and medications. This is a proven informational health program that combines confidential, non-directive healthcare decision counseling by registered nurses with credentialed medical information. The program is not a panacea for all medical problems, but is a true medical concierge service providing quick and easy diagnosis of the problem and at least temporary relief through immediate medication. In most cases, a visit to the employees primary care physician is not necessary, eliminating lost time from work. As an additional benefit, the program provides discounts up to 70% on medications at 50,000 pharmacies throughout the United States.

This evolutionary medical service benefits both the employee and the employer in many ways including;

Immediate resolution of medical issues for the entire household at a very low cost.

Unlimited consultation on all pre-existing conditions.

A substitute for all or part of the employers contribution to employees health insurance premiums

Immediate access to doctors and prescriptions when employees are on business trips or vacation anywhere in the United States.

Fewer occasions requiring employees to take time off for doctors appointments.

Employer contribution can be all, part of, or none of the membership cost.

Exceptional (optional or company sponsored) employee benefit in addition to health insurance.

Telemedical is a service that has been around for some time. Wealthy individuals, high profile athletes and entertainers have always had immediate access to doctors but now this luxury is affordable for most Americans. It is a particularly valuable service to large families since membership covers all household members. To realize how valuable this service can be, the member only has to become ill while on vacation or a business trip out of state where the primary care physician is unable write a prescription. The peace of mind afforded by knowing medical professionals are immediately accessible is worth the cost of membership.

by: Michael Roche

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