Conclude Only After Proper Analyzing

I was never a quick learner

I was never a quick learner. I could say that I was a creative person but I had ideas which I take time to develop and I never worried about other people. I would develop my ideas and will not rest till the time Im not satisfied with the end product. Sometimes this thing annoys my colleagues but I like when they seems to be happy with the end product.

It was the same scenario at home too. If I was assign any task I would make sure that the task is done in such a way that after the task is completed I would feel satisfied with the end results. If they ask me to analyze something, I take hours and present them with the final conclusions. This very habit made them crazy at times, but they get happy with the conclusion. So it became a family tradition that if anything requires detailed investigation then the task would be done by only me. I loved it as it gave me full satisfaction and no one would disturb me in this task. There was a time when I invested around three days for arriving to a conclusion which my dad asked about an investment scheme. The scheme was from Pancard clubs limited and it was termed as holiday investment scheme. My father gave me the investment brochure and asked me to analyze the investment scheme. It took me three days as there was plenty of information about the scheme online. There were members who had posted their grievances against the company on various complaints forums. They termed the company as fraud and noted the reason as why they think company lied to them and cheated them with their investment.

After analyzing their complaints I found certain ambiguity as there was not enough material to determine who is right or wrong. I even called one of the members who left his posted his number on the site and asked him the reason of his complaint. He gave reasons which were not satisfactory as he said his claim was rejected coz the company executive didnt mention about the terms and conditions at the time of accepting investment from the customer. I somewhere felt the company was not at fault as the company had mentioned everything in the terms and conditions. The executive didnt mention it and the member didnt read it. So it was no reason to term the company as a fraud company with a scam investment. After some more research I found that the company Pancard clubs limited also gives the accommodation rights (optional) to hotels that are managed by Panoramic Universal Limited (PUL). There was a also complaint mentioning that Pancard clubs Ltd is no way related to Panoramic Universal Limited (PUL). Actually both these companies comes under Panoramic Group Of Companies .

My conclusion for this investment was neutral. It could have been positive but all investments are subject to market risk. So just to say a particular investment is perfect would be an over confident any investment couldnt be risk free.

by: Adrian Gowels

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