Contact the Right Employee Benefits Consultant for Precise Information on LTC

Contact the Right Employee Benefits Consultant for Precise Information on LTC

If you are looking for the best employee benefits consultant in your area, then Patti Goldfarb is the perfect choice for you. The company she heads, has vast consulting experience in the areas of employee benefits and long term care insurance planning. Having worked with individuals, large corporate markets, small business owners and non-profit and social organizations, Patti Goldfarb has the expertise to advise you on the best insurance care to meet your specific insurance requirements.

As a Certified Senior Advisor, Patti Goldfarb has immense experience in all areas of insurance consulting. She has conducted seminars for institutions such as financial associations, bar associations and accounting firms. Her achievements include working for Life Underwriters Training Council and the New York State Department of Insurance as a certified instructor.

As an employee benefits consultant, Goldfarb offers her clients valuable assistance by providing detailed information about Long-Term Care. These services are designed to help those unfortunate individuals who are unable to take care of themselves due to failing health caused by an illness, an accident, or natural ageing process.

The right insurance cover can help you get access to funds for covering the cost of long-term treatment associated with such conditions. It is important to note that long term care insurance is vastly different from health insurance. Health insurance does not provide continuing care for patients who have suffered physical disability and for those who are unable to care for themselves.

Contrary to popular belief, long term care is not restricted to services provided in a nursing home. It covers a wide variety of services that include Home Health Care, Community Care, Assisted Living Facilities, and Nursing Home Care. Home Health Care involves services that are provided in the comfort of your home on a long-term basis.

Skilled caretakers such as registered or professional nurses and therapists provide specific services to the insured person on a daily basis. Informal caregivers are also available on request to take care of the personal needs such as laundry, cleaning and cooking, of the affected individual.

Employee benefits consultant Patti Goldfarb also advises individuals on matters of assisted living facilities through LTC (Long-Term Care). This service is usually offered when caring for the patient is no longer possible at home or in the community. Such facilities are set up in condominium-style buildings or apartments. Round-the-clock assistance is provided to affected persons to take care of their personal and custodial needs.

Another important feature of LTC is that nursing services are provided to the patients on a daily basis. Such services provide the highest level of long-term care that cannot be offered at home or in an assisted living facility.

There are many misnomers about Long Term Care Insurance. The primary among them is that it can be used only for the old and the elderly. This is completely untrue. Life-threatening accidents can happen to anyone regardless of age. Such accidents are the primary cause of permanent disability. This type of insurance is therefore beneficial for persons of all age groups affected by permanent disability.

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