There are lot's of companies, law firms and credit repair programs that offer credit repair service. Cost and program effectiveness are two things you should take into consideration before going along with any service that can help you repair your credit. The thing about credit repair services, is that you will have to be patient with most of the processes and monitor the effectiveness of every process and action taken to repair your credit reports.
Credit repair law firms have been around for a long time and usally charge a monthly fee to help you repair your credit reports. Some credit repair law firms want you to get envolved with the credit repair process, and may even offer you the oppurtunity to pick which bad credit accounts you want disputed first on your credit reports. The thing with credit repair law firms is that you do not know if they are disputing as many bad credit accounts as they can at the time or just enough to keep you paying monthly fees for months or maybe years to come. Keep this in mind before shelling out a bunch of money to a credit repair law firm.
Credit repair companies offer credit repair service also, and you have some that charge you a very large lump sum upfront for a certain amount of services. I do not know if these people at some of these credit repair companies are highly trained in bad credit repair services or they have some kind of duplecatable system in place that most people can do on their own for much less money. I have recently seen a credit repair company charging a fee of $250 up front for a service that you can do yourself in most cases
The best option from my experience with credit repair is to learn how to repair your credit your credit yourself. This will save you alot of time and alot of money when you have a top notch credit repair system. A good credit repair system which is under $100 one time cost can be attained through http://www.creditrepaircreditscores.com. The knowledge and information that you will get with this credit repair program is awesome, and you can repair your credit yourself in a short time and have your credit scores high enough to qualify for good loans and services that require a decent credit score.