If you just feel lost and want someone to act as your guide through the credit jungle
, you can find a counselor to help you out. But for most people, all they need to do is take charge and make a commitment to do it. The number one credit repair tip is to start right now, whether you do it yourself of hire someone to help. The sooner you start, the sooner you'll be able to get all the perks that come with having a great credit score.