Debt Consolidation Q&A
Credit Card Debt Consolidation?
Credit Card Debt Consolidation?
These companies that offers debt consolidation and credit management, do they really cut your credit card bills to 40%?? No No No No. You can do it yourself. Call all of them and negotiate a lower interest rate and monthly payments. Pay adjectives the minimums, then pay adjectives your extra cash to the...
Credit Card Debt/Debt Consolidation Loan?
I have amassed $16,000 in credit card debt. I am contemplating the best road to tackle this debt as there are other things that I want to do next to my recently purchased condo. However, I will not begin to be paid any improvements or take on further debt until I am totally credit...
Credit consolidation or debt organization?
I have bad credit and hold a lot of bills. I've looked at credit consolidation and debt management but most of them said they don't include motor loans, to which I have 2 of them, and some don't do business in Washington state. I don't know which one's the best route. I simply want get my...
Credit Counseling and Debt Consolidation?
I lost my job a few months ago and starting next month, I'm going to be struggling. Is it better to evasion on a loan or credit cards first before seeking credit counseling or is it ok to be proactive? I'm worried that if I miss my payment the credit card companies are going...
Credit counseling or debt consolidation? so confused!?
my husband and i are in credit card debt 35,000.. medical bills around 1,800 and school loan more or less 5,600... we are paying them all the minimum and killing ourselves doing so. we both work and unyielding to so please no answers about a second job. we are renting right very soon and...
Credit counseling, debt consolidation and debt settlement.?
I have 2 credit cards and I am 21. One with a stability of 3000 and one with a balance of just about 700. I cant afford my payments whats my best option? they have totally high interest. I cannot get a loan to pay packet them off with a cheaper interest...
Credit debt consolidation?
Can someone please recommend a good credit card debt consolidation company? My husband and I would like to lower our APR and pay cheque just one larger payment to a consolidation company and catch rid of our credit cards. We need an honest company that won't charge an arm and a leg for their services. FYI, we are...
Credit Debt Consolidation?
I only have two credit cards ($750.00 boundary on each; each merely about to their limit). I try to make more than my miminum fee each time, but money's been for a time tight the past couple months. I'm thinking about Debt Consolidation but I'm not too sure if that's the best piece, or if I should just...
CREDIT GURUS, HELP!! : High credit card debt, 700 mid-fico, student, opportunity....debt consolidation?
Here's my situation: I have 3 maxed out credit cards totaling 35K (all debt to help a friend within need) and 60K of currently deferred grad school payments. I still have good/decent credit because my wonderful parents put me as an authorized user for adjectives their cards since...
Credit Help: 'terms' and debt consolidation?
noticed the word 'closed' on accounts paid, as ably as accounts not paid...what does 'closed' mean contained by this instance. Also the word 'revolving'? Debt consolidation. If one has no collatoral (ie: mortgage, vehicle...first born...etc), is it still possible to get it? Anyone know of a legit and angelic debt consolidator...
Credit Solutions Debt Consolidation?
Has anyone used them? What should I expect? Pros vs cons? Will this keep me and my husband from purchasing a home in the subsequent 6-12 months? There are two basic kinds of credit/debt consolidation companies. I used to work for one, and feel awful for doing it and quit. Let me try to explain...
Credit/Debt Consolidation .. Advice needed?
I live in los angeles, n have unpromising credit for like 3 yrs now. I hold few collection accounts on my report for few yrs now. the latest one is bout 2 years outmoded. Since i dont have any new CC's, I wanna know, is it worth paying outmoded accounts off to get my chalk up...
Credit/Debt Consolidation. What do I do?
OK, long story short. My friend had good credit. He started putting business expenses on his personal cards ON TOP of his personal expenses near the expectation of the business paying ALL of his cards each month. There isnt enough money to do that. They wont stop calling him so he requirements me...
Creditcard debt consolidation programs ?
I hear it everywhere, they lower your interest rate and such. Does anyone know of a legitimate program I can signup for online ? Please share some experience on whats going to happen when I go in and such... I am in debt and I want to get rid of it ASAP Thanks! Do...
Deal near debt collector or consolidation?
i have debt of 40k from 4 different credit card and haven't paid for almost year. I receive several phone call a day but i don't answer them cause I know they are debt collectors and it is sympathetic of scare to talk to them. I am liable to pay my debt and clear them...
Debt consolidation answers?
What is a good debt consolidation company, I just finished college and almost lost our house. I am smaller amount than 10,000 in debt but they are harassing us and threatening to garnish our wages. My debts hold changed hands so much I,m not even sure who we owe at this point. Please I need counsel,not angry...
Debt Consolidation?
Is debt consolidation smart? Does debt consolidation hurt your credit, cost anything, and how exactly does it work? Debt consolidation comes in many forms, it is defining that each consumer reflects on what their wishes and concerns and financial situation is before signing up for an online debt consolidation program. The four primary concerns for most...
Debt (consolidation, loans, what?)?
I'm relatively young and in my short trist next to credit I have managed to obtain myself in some trouble. I have a coup loan and a large credit card balance. I stipulation to consolidate and if at all possible get a lower interest rate. I don't own a home and approaching i said...
Debt Consolidation --Amerassist ? Heard of it?
http://www.amerassist.biz/fq.aspx#04 Anyone have details about this? Curious roughly the program and how it affects your credit? Heard someone is doing this and will be debt free after 2 years. Not a moral idea. It doesn't look good on your credit report. I hold a company called Stone...
Debt Consolidation - Am I doing adjectives I can?
I entered a debt consolidation program a year ago, and I'm wondering if its really the best option for me. I did abundantly of calculating, and between the interest I'm still paying to the credit card companies, and the monthly fee I'm paying to the debt program, only roughly 55% of...
Debt Consolidation - Best company to turn through? Any suggestions??
I just got divorced and am sitting beside some debt I badly need to consolidate. It is adjectives interest deferred for now but in August I will be within trouble. I ended up with a settlement from my divorce but my ex is singular paying me $250 monthly towards that...
Debt Consolidation - Best Options?
I just got divorced and am sitting beside some debt I badly need to consolidate. It is adjectives interest deferred for now but in August I will be within trouble. I ended up with a settlement from my divorce but my ex is merely paying me $250 monthly towards that and will be for...
Debt consolidation - Do you enjoy any direction on what should I do? I am so much full contained by debt!?
debt consolidations stupid idea Run while you still have leg`s Destroy your credit cards, agree to as much stuff go back as you can. Try as concrete as you can to insure that your credit will be so bad...
Debt Consolidation - is near a bearing to preserve any of the accounts?
I have 2 VISAs and a personal loan I want to consolidate into 1 payment. I don't really want to lose one of the VISAs b/c it is within connection with my ridge and tied to my checking. Also the personal loan is from a company that I...
Debt Consolidation - or is it not what I deem?
I do have a substantial amount of money in "debt". Granted, beside savings equalling almost all that I owe, it's not a "huge deal". However, I get an offer for a loan to pay stale all my bills. While the payments would go on longer, it would take home all my...
Debt consolidation - Please support!?
Does anybody know if there is any company that would take on debt consolidation of a business, where on earth the loan was granted based on assets surrounded by the business. The loan was given by a asset finance company but as the loan be based on assets, which depreciate in utility very fast...
Debt Consolidation - What are the Pros and Cons ?
Please help! Please do not consolidate. It is not free, they will lower your payments by increasing the length of time until you are debt free, and you will pilfer a hit on your credit score. Or they negotiate your debt down after telling you not to reimburse for awhile adding...
Debt consolidation - What are the varied ways and requirements for consolidating credit card debts?
Depending on how much you have........you pay smaller monthly payments than your current minimum payments. The money go into a trust account that you control as the accounts go (further) aft. The credit card companies become willing to take settlements and money...
Debt consolidation & nouns charge?
I have signed a 3 -yrs contract with a debt consolidation company, but second week I received a call which was from the credit card company. They said they denied the "deal" (honestly, I didn't achieve what they said), and they would sue me if I didn't pay the balance right away. Then...
Debt Consolidation How To Avoid Bankruptcy ?
Don't know your situation, however, there are companies out near (legitimate) that can help you. Bankruptcy stays on your credit for 10 years (don't believe that 7 year crap!) You can file chapter 11 which will impart you the chance to pay them stale in a systematic manner. Source(s): Friends ...
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RefinanceFreeFAQ.com Debt Consolidation Q&A
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