Debt Relief - How to Take Control of Collection Calls
Debt Relief - How to Take Control of Collection Calls
When your telephone rings and you check on the caller ID that the call is from the collection company then you prefer to ignore the call instead of attending it. But instead of ignoring these calls you can also stop them by simply following some steps.
Firstly attend the next call of the collection company. They will normally try to make a control over the conversation of yours and will try to agree you to make payments which you are not able to pay. But you now need to cut them off and take the control of conversation to yourself. Then ask the debt collector's name, the creditor's name, his company name and address and also the amount of debt owed. Then let them know that you will remain in touch with them in writing and then hang up. After that do not answer their questions and try to disconnect the call as soon as you get their information.
Now the second step is to write a letter to the collection company. In that letter tell them that you want a written proof of your debt and also mention that you are not going to communicate with them over the phone. Send this letter to them via mail it will gives you proof that they received your letter.
Next contact a professional debt settlement company to resolve your debt. This will make an end to all the collection calls and the letters that you receive from the collection company. Tell the each and every situation to the debt relief provider so that he can choose the best debt relief plan for you. Next try to pay the possible amount of debt in minimum monthly installments. In this your debt relief service provider will help you. After this you will be out of your debt.
In current market scenario it is better to take the help of the debt settlement agency and come out of debt in planned and gradual manner. One needs to plan the monthly budget and see that it helps the person to come out of the debt in phased manner. One can even take the help of the debt settlement agency also to come out of this.