Debt Relief Options - Understanding Debt Settlement and Debt Elimination

After all, a bankruptcy remains on a credit record for 10 years

, while a negative mark remains only for seven. All in all, consumers have the opportunity to undergo debt settlement and debt negotiation, have their debt restructured, and then find financial freedom within about a five year period. Even if you do not think that you are a candidate for debt settlement right now, keep in mind that in the current uncertain economic climate, it only takes the loss of a job to also put you in a position to need this kind of help.

Debt Relief Options - Understanding Debt Settlement and Debt Elimination

By: Clyde Archer

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