Debt Relief - Understanding The Different Options Of Debt Consolidation

3. Choose between two types of second mortgages. Another option in consolidating

debt is going for a second mortgage. You have two choices for this. One, you can opt for a HELOC, or a home equity line of credit. This means that you can borrow money equivalent to the equity value of your home. The second one is a fixed-rate mortgage. Either way, both can allow you to lower the size of your loan as well as the payment terms, which means you will also be spending less on your interest.

Debt Relief - Understanding The Different Options Of Debt Consolidation

By: Caleb Byron

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